Ceylon Financial Sector Fund vs Softlogic Equity Fund
Prices as at 26 Aug 2026. Both are equity funds, so they are measured over the same window on the same basis. Past performance is not indicative of future results.
In short
Over the last 180 days Ceylon Financial Sector Fund returned −12.71% and Softlogic Equity Fund returned −7.08%, both to 26 Aug 2026. Ceylon Financial Sector Fund is the cheaper of the two at 1.00% a year against 2.25%. Ceylon Financial Sector Fund has been the steadier, moving 1.6 times less than Softlogic Equity Fund.
Side by side
Returns are price returns on the bid side, computed by us from daily published prices.
| Ceylon Financial Sector Fund | Softlogic Equity Fund | |
|---|---|---|
| Fund manager | Ceylon Asset Management Limited | Softlogic Asset Management (Pvt) Ltd |
| Category | Equity | Equity |
| 180-day returnPrice return, bid side | −12.71% | −7.08% |
| Management feeA year, deducted before pricing | 1.00% | 2.25% |
| VolatilityAnnualised, from daily prices | 16.18% | 26.53% |
| Largest fallPeak to trough, our record | −14.34% | −17.16% |
| Minimum investment | LKR 5,000 | LKR 5,000 |
| Pricing days we hold | 287 | 327 |
A blank means unknown, not zero: our price record for that fund does not reach back far enough, or the figure is not published.
What actually differs
Ceylon Financial Sector Fund is run by Ceylon Asset Management Limited and Softlogic Equity Fund by Softlogic Asset Management (Pvt) Ltd, so this compares two houses as well as two funds. Both are equity funds licensed by the Securities and Exchange Commission of Sri Lanka, which means they are doing broadly the same job, and the differences below are differences in how each house has chosen to do it.
The clearest difference is the management fee. Ceylon Financial Sector Fund charges 1.00% a year against Softlogic Equity Fund's 2.25%, a gap of 1.25 percentage points. On LKR 100,000 held for a year that is about LKR 1,250 more retained by a holder of Ceylon Financial Sector Fund, before any difference in what the two funds actually earn. The fee is deducted from the fund's assets before the unit price is struck, so it applies whatever the market does — which makes it the one number here that is knowable in advance.
Over the 180 days to the date shown, Softlogic Equity Fund returned −7.08% against Ceylon Financial Sector Fund's −12.71%, a gap of 5.63 percentage points. That is one window: a different 180 days would very likely order them differently, and neither figure predicts the next six months. Both are price returns on the bid side and exclude income a fund distributed rather than accrued into its price.
They have not moved by the same amount. Ceylon Financial Sector Fund has annualised volatility of 16.18% against Softlogic Equity Fund's 26.53%, meaning Softlogic Equity Fund's unit price has swung roughly 1.6 times as much day to day. Their largest peak-to-trough falls over the period we hold prices for were −14.34% and −17.16%. Volatility describes how the price has behaved, not how likely a loss is, and a fund that has been steady can still fall.
Among the 15 equity funds we price daily, Ceylon Financial Sector Fund ranks 14th on 180-day return and Softlogic Equity Fund 10th, against a category median of −4.51% over the same window. On fee they sit 2nd and 13th cheapest of the 15, where the median is 1.50%. On how much the price has moved, Ceylon Financial Sector Fund is 3rd steadiest and Softlogic Equity Fund 14th.
Common questions
Which has the lower fee, Ceylon Financial Sector Fund or Softlogic Equity Fund?
Ceylon Financial Sector Fund, at 1.00% a year against 2.25%. The management fee is deducted before the unit price is struck, so the returns shown on this page are already after it.
Which is less volatile, Ceylon Financial Sector Fund or Softlogic Equity Fund?
Ceylon Financial Sector Fund, with annualised volatility of 16.18% against 26.53%, measured from the daily prices we collect. That describes how much each price has moved in the past; it is not a prediction and not a risk rating.
Can I hold both funds at the same time?
Yes. Unit trusts are bought independently of each other and holding two does not affect either. Whether holding both makes sense for a particular person depends on their circumstances, which is a question for a licensed investment adviser rather than for this page.
What is the minimum investment for each?
Ceylon Financial Sector Fund opens at LKR 5,000 and Softlogic Equity Fund at LKR 5,000. Minimums are set by each fund manager and can change, so treat these as the last published figures rather than a quotation.
This page sets out how two funds differ on measures we can state and date. It is not a recommendation, it does not say which fund is better, and CeylonFunds is not a licensed investment adviser. How every figure is calculated is in our methodology.
Related
Daily unit prices published by the Unit Trust Association of Sri Lanka (utasl.lk). Performance figures as published by the respective fund managers.