LYNEAR Wealth Income Fund vs NDB Wealth Income Plus Fund
Prices as at 26 Aug 2026. Both are income / fixed income funds, so they are measured over the same window on the same basis. Past performance is not indicative of future results.
In short
Over the last 180 days LYNEAR Wealth Income Fund returned +4.02% and NDB Wealth Income Plus Fund returned +2.88%, both to 26 Aug 2026. NDB Wealth Income Plus Fund is the cheaper of the two at 0.50% a year against 0.65%. NDB Wealth Income Plus Fund has been the steadier, moving 1.6 times less than LYNEAR Wealth Income Fund.
Side by side
Returns are price returns on the bid side, computed by us from daily published prices.
| LYNEAR Wealth Income Fund | NDB Wealth Income Plus Fund | |
|---|---|---|
| Fund manager | Lynear Wealth Management (Pvt) Ltd | NDB Wealth Management Ltd |
| Category | Income / Fixed Income | Income / Fixed Income |
| 180-day returnPrice return, bid side | +4.02% | +2.88% |
| Management feeA year, deducted before pricing | 0.65% | 0.50% |
| VolatilityAnnualised, from daily prices | 0.61% | 0.38% |
| Largest fallPeak to trough, our record | −0.32% | – |
| Minimum investment | LKR 1,000,000 | LKR 5,000 |
| Pricing days we hold | 297 | 327 |
A blank means unknown, not zero: our price record for that fund does not reach back far enough, or the figure is not published.
What actually differs
LYNEAR Wealth Income Fund is run by Lynear Wealth Management (Pvt) Ltd and NDB Wealth Income Plus Fund by NDB Wealth Management Ltd, so this compares two houses as well as two funds. Both are income / fixed income funds licensed by the Securities and Exchange Commission of Sri Lanka, which means they are doing broadly the same job, and the differences below are differences in how each house has chosen to do it.
The clearest difference is the management fee. NDB Wealth Income Plus Fund charges 0.50% a year against LYNEAR Wealth Income Fund's 0.65%, a gap of 0.15 percentage points. On LKR 100,000 held for a year that is about LKR 150 more retained by a holder of NDB Wealth Income Plus Fund, before any difference in what the two funds actually earn. The fee is deducted from the fund's assets before the unit price is struck, so it applies whatever the market does — which makes it the one number here that is knowable in advance.
Over the 180 days to the date shown, LYNEAR Wealth Income Fund returned +4.02% against NDB Wealth Income Plus Fund's +2.88%, a gap of 1.15 percentage points. That is one window: a different 180 days would very likely order them differently, and neither figure predicts the next six months. Both are price returns on the bid side and exclude income a fund distributed rather than accrued into its price.
They have not moved by the same amount. NDB Wealth Income Plus Fund has annualised volatility of 0.38% against LYNEAR Wealth Income Fund's 0.61%, meaning LYNEAR Wealth Income Fund's unit price has swung roughly 1.6 times as much day to day. Volatility describes how the price has behaved, not how likely a loss is, and a fund that has been steady can still fall.
NDB Wealth Income Plus Fund opens at LKR 5,000 where LYNEAR Wealth Income Fund requires LKR 1,000,000, so for a smaller first investment only one of the two is available at all.
Among the 19 income / fixed income funds we price daily, LYNEAR Wealth Income Fund ranks 8th on 180-day return and NDB Wealth Income Plus Fund 14th, against a category median of +3.71% over the same window. On fee they sit 13th and 2nd cheapest of the 19, where the median is 0.50%. On how much the price has moved, LYNEAR Wealth Income Fund is 9th steadiest and NDB Wealth Income Plus Fund 6th.
Common questions
Which has the lower fee, LYNEAR Wealth Income Fund or NDB Wealth Income Plus Fund?
NDB Wealth Income Plus Fund, at 0.50% a year against 0.65%. The management fee is deducted before the unit price is struck, so the returns shown on this page are already after it.
Which is less volatile, LYNEAR Wealth Income Fund or NDB Wealth Income Plus Fund?
NDB Wealth Income Plus Fund, with annualised volatility of 0.38% against 0.61%, measured from the daily prices we collect. That describes how much each price has moved in the past; it is not a prediction and not a risk rating.
Can I hold both funds at the same time?
Yes. Unit trusts are bought independently of each other and holding two does not affect either. Whether holding both makes sense for a particular person depends on their circumstances, which is a question for a licensed investment adviser rather than for this page.
What is the minimum investment for each?
LYNEAR Wealth Income Fund opens at LKR 1,000,000 and NDB Wealth Income Plus Fund at LKR 5,000. Minimums are set by each fund manager and can change, so treat these as the last published figures rather than a quotation.
This page sets out how two funds differ on measures we can state and date. It is not a recommendation, it does not say which fund is better, and CeylonFunds is not a licensed investment adviser. How every figure is calculated is in our methodology.
Related
Daily unit prices published by the Unit Trust Association of Sri Lanka (utasl.lk). Performance figures as published by the respective fund managers.