Lowest minimum investment: unit trusts in Sri Lanka

As at 26 Aug 2026. Ranked on published minimum initial investment, lowest first. Past performance is not indicative of future results.

In short

Of the 78 Sri Lankan unit trusts with a published minimum, CAL Balanced Fund has the lowest initial investment at LKR 100, followed by CAL Corporate Treasury Fund at LKR 100. Minimums are set by each fund manager and can change.

Every licensed unit trust we track, ordered by the smallest amount the fund manager will accept as an initial investment. Across the funds on this site the range runs from a few hundred rupees to several hundred thousand.

For someone starting out, this is the number that decides which funds are available at all, and it is rarely put in one list. A fund with an excellent record and a one-million-rupee minimum is not an option for most people looking at this page.

78 funds ranked

Ranked on published minimum initial investment, lowest first.

Prices as at 26 Aug 2026

Fund	Category	30d	90d	180d	YTD	Volatility	Price	Minimum
CAL Balanced Fund Capital Alliance Investments Ltd	Balanced	−0.70%	−1.14%	−8.58%	−4.91%	24.52%	34.7468	LKR 100
CAL Corporate Treasury Fund Capital Alliance Investments Ltd	Income / Fixed Income	+0.64%	+1.89%	+3.59%	+4.65%	0.27%	28.2243	LKR 100
CAL Five year Closed End Fund Capital Alliance Investments Ltd	Income / Fixed Income	+0.90%	+2.58%	+2.70%	+4.15%	0.98%	12.1181	LKR 100
CAL Five year Optimum Fund Capital Alliance Investments Ltd	Income / Fixed Income	+0.65%	+1.84%	+1.40%	+3.08%	1.47%	15.2443	LKR 100
CAL Fixed Income Opportunities Fund Capital Alliance Investments Ltd	Income / Fixed Income	+0.80%	+2.60%	+5.02%	+6.58%	0.36%	43.6623	LKR 100
CAL Gilt Fund Capital Alliance Investments Ltd	Gilt / Short-Term Treasury	+0.64%	+1.89%	+3.59%	+4.75%	0.30%	14.5997	LKR 100
CAL Gilt Trading Fund Capital Alliance Investments Ltd	Gilt / Short-Term Treasury	+0.60%	+1.77%	+3.32%	+4.49%	0.21%	82.1363	LKR 100
CAL High Yield Fund Capital Alliance Investments Ltd	Income / Fixed Income	+0.93%	+2.79%	+5.52%	+6.96%	0.30%	47.3446	LKR 100
CAL Income Fund Capital Alliance Investments Ltd	Income / Fixed Income	+0.73%	+2.15%	+5.48%	+6.98%	0.41%	42.2779	LKR 100
CAL Investment Grade Fund Capital Alliance Investments Ltd	Income / Fixed Income	+0.76%	+2.49%	+4.78%	+6.27%	0.29%	41.3153	LKR 100
CAL Medium Risk Debt Fund Capital Alliance Investments Ltd	Income / Fixed Income	+0.66%	+1.92%	+3.54%	+4.63%	0.20%	25.5234	LKR 100
CAL Money Market Fund Capital Alliance Investments Ltd	Money Market	+0.63%	+1.95%	+3.68%	+4.84%	0.41%	7.3466	LKR 100
CAL Quant Equity Fund Capital Alliance Investments Ltd	Equity	−2.23%	−3.26%	−10.92%	−7.35%	24.72%	66.6461	LKR 100
CAL Three Year Closed End Fund Capital Alliance Investments Ltd	Income / Fixed Income	+0.91%	+2.59%	+3.82%	+5.51%	0.78%	10.6844	LKR 100
Arpico Ataraxia Cash Management Trust Fund ArpicoAtaraxia Asset Management Pvt Ltd	Money Market	+0.78%	+2.22%	+4.28%	+5.58%	0.71%	46.5199	LKR 1,000
Arpico Ataraxia Equity Income Fund ArpicoAtaraxia Asset Management Pvt Ltd	Balanced	−0.71%	−7.22%	−15.14%	−14.84%	22.18%	17.5055	LKR 1,000
CT Smith Equity Fund CT Smith Asset Management (Pvt) Ltd	Balanced	+0.13%	−0.47%	−2.82%	+4.28%	17.43%	68.2400	LKR 1,000
CT Smith Gilt-Edged Fund CT Smith Asset Management (Pvt) Ltd	Gilt / Short-Term Treasury	+0.57%	+1.52%	+2.90%	+3.74%	0.42%	18.5112	LKR 1,000
CT Smith Growth Equity Fund CT Smith Asset Management (Pvt) Ltd	Equity	+0.94%	−2.02%	−6.50%	−1.16%	17.63%	43.2922	LKR 1,000
CT Smith High Yield Fund CT Smith Asset Management (Pvt) Ltd	Money Market	+0.78%	+2.18%	+4.26%	+5.52%	0.65%	21.1490	LKR 1,000
CT Smith Income Fund CT Smith Asset Management (Pvt) Ltd	Income / Fixed Income	+1.30%	+2.88%	+4.92%	+6.21%	0.58%	19.0520	LKR 1,000
CT Smith Money Market Fund CT Smith Asset Management (Pvt) Ltd	Money Market	+0.72%	+2.00%	+3.90%	+5.08%	0.32%	35.9266	LKR 1,000
Ceybank Century Growth Ceybank Asset Management Ltd	Equity	+1.24%	+0.35%	−3.93%	+3.88%	18.39%	170.9700	LKR 1,000
Ceybank Gilt Edge Fund (A Series) Ceybank Asset Management Ltd	Gilt / Short-Term Treasury	+0.69%	+2.04%	+3.90%	+4.99%	1.28%	25.3156	LKR 1,000
Ceybank High Yield Fund Ceybank Asset Management Ltd	Money Market	+0.74%	+2.19%	+4.27%	+5.40%	0.76%	26.4735	LKR 1,000
Ceybank Savings Plus Money Market Fund Ceybank Asset Management Ltd	Money Market	+0.33%	+1.17%	+2.67%	+3.64%	0.56%	19.6753	LKR 1,000
Ceybank Surakum Fund Ceybank Asset Management Ltd	Gilt / Short-Term Treasury	+0.39%	+1.10%	+2.28%	+3.09%	0.94%	23.7910	LKR 1,000
Ceybank Unit Trust Ceybank Asset Management Ltd	Balanced	+0.52%	−2.45%	−6.94%	+0.10%	16.86%	48.6600	LKR 1,000
First Capital Equity Fund (FCEF) First Capital Asset Management Limited	Balanced	−0.38%	−3.58%	−6.92%	−0.83%	17.42%	4,381.0500	LKR 1,000
First Capital Fixed income Fund First Capital Asset Management Limited	Income / Fixed Income	+0.90%	+2.55%	+4.94%	+6.29%	1.44%	4,562.3100	LKR 1,000
First Capital Gilt Edged Fund First Capital Asset Management Limited	Gilt / Short-Term Treasury	+0.70%	+2.06%	+3.81%	+4.90%	1.12%	2,790.8100	LKR 1,000
First Capital Money Market Fund First Capital Asset Management Limited	Money Market	+0.73%	+2.13%	+4.23%	+5.47%	1.35%	3,760.2600	LKR 1,000
First Capital Money Plus Fund First Capital Asset Management Limited	Money Market	+0.71%	+1.92%	+3.73%	+4.86%	0.31%	1,199.8099	LKR 1,000
First Capital Wealth Fund First Capital Asset Management Limited	Income / Fixed Income	+0.95%	+1.57%	+2.86%	+3.51%	2.18%	2,308.6300	LKR 1,000
Senfin Consumer Staples Fund Senfin Asset Management (Pvt) Ltd	Balanced	+1.60%	−0.78%	−5.45%	−2.78%	26.55%	20.2900	LKR 1,000
Senfin Dividend Fund Senfin Asset Management (Pvt) Ltd	Equity	+0.91%	−1.44%	−6.64%	−1.40%	19.83%	20.1601	LKR 1,000
Senfin Dynamic Income Fund Senfin Asset Management (Pvt) Ltd	Income / Fixed Income	+1.38%	+1.05%	+2.74%	+4.46%	3.36%	23.4505	LKR 1,000
Senfin Financial Services Fund Senfin Asset Management (Pvt) Ltd	Balanced	+0.84%	−2.87%	−10.02%	−2.43%	20.29%	21.6400	LKR 1,000
Senfin Growth Fund Senfin Asset Management (Pvt) Ltd	Equity	+1.51%	+0.71%	−1.50%	+3.90%	30.67%	25.6000	LKR 1,000
Senfin Insurance Sector Fund Senfin Asset Management (Pvt) Ltd	Equity	+1.98%	−2.96%	−4.51%	−2.51%	19.90%	19.0400	LKR 1,000
Senfin Money Market Fund Senfin Asset Management (Pvt) Ltd	Money Market	+0.80%	+2.25%	+4.40%	+5.72%	1.09%	29.9582	LKR 1,000
Senfin Select Factor Fund Senfin Asset Management (Pvt) Ltd	Equity	+0.77%	+0.69%	−1.21%	+5.33%	18.72%	13.0400	LKR 1,000
Senfin Shariah Balanced Fund Senfin Asset Management (Pvt) Ltd	Shariah-Compliant	−1.26%	−3.95%	−7.52%	−7.36%	15.14%	20.4000	LKR 1,000
Senfin Shariah Income Fund Senfin Asset Management (Pvt) Ltd	Shariah-Compliant	+0.67%	+1.58%	+3.06%	+3.83%	0.70%	19.4452	LKR 1,000
CEYLON Index Fund Ceylon Asset Management Limited	Index	+1.42%	+0.11%	−2.53%	+0.82%	19.79%	125.3700	LKR 5,000
Ceylon Financial Sector Fund Ceylon Asset Management Limited	Equity	−0.73%	−5.10%	−12.71%	−10.88%	16.18%	19.1600	LKR 5,000
Ceylon IPO Fund Ceylon Asset Management Limited	Equity	+0.95%	+2.76%	+5.01%	+9.03%	15.47%	13.0945	LKR 5,000
Ceylon Income Fund Ceylon Asset Management Limited	Income / Fixed Income	+0.89%	+2.25%	+4.66%	+7.30%	3.23%	37.7744	LKR 5,000
Ceylon Money Market Fund Ceylon Asset Management Limited	Money Market	+0.82%	+2.35%	+4.62%	+7.10%	2.69%	31.5054	LKR 5,000
Ceylon Tourism Fund Ceylon Asset Management Limited	Equity	−2.04%	−6.80%	−21.95%	−29.31%	26.35%	4.8000	LKR 5,000
NDB Wealth Gilt Edged Fund NDB Wealth Management Ltd	Gilt / Short-Term Treasury	+2.73%	+0.37%	+1.19%	+2.67%	3.90%	42.7968	LKR 5,000
NDB Wealth Growth & Income Fund NDB Wealth Management Ltd	Balanced	+1.13%	−1.69%	−4.00%	+3.86%	18.61%	123.8200	LKR 5,000
NDB Wealth Growth Fund NDB Wealth Management Ltd	Equity	−0.13%	−4.19%	−10.46%	−6.88%	16.63%	22.8600	LKR 5,000
NDB Wealth Income Fund NDB Wealth Management Ltd	Income / Fixed Income	+0.19%	+1.58%	+3.71%	+5.08%	6.24%	36.3251	LKR 5,000
NDB Wealth Income Plus Fund NDB Wealth Management Ltd	Income / Fixed Income	+0.91%	+2.61%	+2.88%	+2.94%	0.38%	33.6766	LKR 5,000
NDB Wealth Islamic Money Plus Fund NDB Wealth Management Ltd	Shariah-Compliant	+0.63%	+1.75%	+3.42%	+4.38%	0.55%	27.1671	LKR 5,000
NDB Wealth Money Fund NDB Wealth Management Ltd	Money Market	+0.71%	+2.01%	+3.93%	+5.13%	0.73%	39.8154	LKR 5,000
NDB Wealth Money Plus Fund NDB Wealth Management Ltd	Money Market	+0.71%	+2.05%	+4.02%	+5.24%	0.70%	43.9340	LKR 5,000
Softlogic Equity Fund Softlogic Asset Management (Pvt) Ltd	Equity	+0.84%	−7.30%	−7.08%	+2.12%	26.53%	266.9239	LKR 5,000
Softlogic Money Market Fund Softlogic Asset Management (Pvt) Ltd	Money Market	+0.82%	+2.39%	+4.70%	+6.03%	0.66%	192.9400	LKR 5,000
ASTRUE Active Income Fund Asset Trust Management (Pvt) Ltd	Income / Fixed Income	+0.81%	+1.68%	+3.44%	+4.84%	0.84%	219.2828	LKR 10,000
ASTRUE Money Market Fund Asset Trust Management (Pvt) Ltd	Money Market	+0.71%	+2.03%	+4.16%	+5.46%	0.72%	12.2036	LKR 10,000
Asia Securities Equity Opportunity Fund Asia Securities Wealth Management (Pvt) Ltd	Equity	–	–	–	–	–	–	LKR 10,000
Astrue Alpha Fund Asset Trust Management (Pvt) Ltd	Equity	+0.68%	−2.52%	−7.77%	−3.23%	15.67%	31.2991	LKR 10,000
Premier Money Market Fund Premier Wealth Management Limited	Money Market	+0.76%	+2.16%	+4.16%	+5.36%	0.31%	35.1711	LKR 10,000
Asia Securities Money Market Fund Asia Securities Wealth Management (Pvt) Ltd	Money Market	–	–	–	–	–	0.8200	LKR 50,000
Asia Securities Dynamic Gilt Fund Asia Securities Wealth Management (Pvt) Ltd	Gilt / Short-Term Treasury	–	–	–	–	–	–	LKR 100,000
Asia Securities Dynamic Income Fund Asia Securities Wealth Management (Pvt) Ltd	Income / Fixed Income	–	–	–	–	–	–	LKR 100,000
Asia Securities Income Fund Asia Securities Wealth Management (Pvt) Ltd	Income / Fixed Income	–	–	–	–	–	–	LKR 100,000
Ceylon Treasury Income Fund Ceylon Asset Management Limited	Gilt / Short-Term Treasury	+0.90%	+1.24%	+1.47%	+4.23%	3.08%	6.7159	LKR 100,000
LYNEAR Wealth Liquid Money Fund Lynear Wealth Management (Pvt) Ltd	Money Market	+0.75%	+2.12%	+4.18%	+5.40%	0.34%	116.9019	LKR 100,000
Ceylon Dollar Bond Fund (in Rs) Ceylon Asset Management Limited	Income / Fixed Income	–	–	–	–	–	1.1665	LKR 306,544
Asia Securities Gilt Fund Asia Securities Wealth Management (Pvt) Ltd	Gilt / Short-Term Treasury	–	–	–	–	–	41.9565	LKR 500,000
JB Vantage Money Market Fund JB Financial (Pvt) Ltd	Money Market	+0.79%	+2.20%	+4.27%	+5.54%	0.72%	55.3388	LKR 1,000,000
JB Vantage Short Term Gilt Fund JB Financial (Pvt) Ltd	Money Market	+0.71%	+2.02%	+3.89%	+5.06%	0.60%	29.5842	LKR 1,000,000
JB Vantage Value Equity Fund JB Financial (Pvt) Ltd	Equity	+1.74%	+0.48%	−1.83%	+2.81%	18.61%	80.0870	LKR 1,000,000
LYNEAR Wealth Dynamic Opportunities Fund Lynear Wealth Management (Pvt) Ltd	Equity	+1.68%	+0.10%	−3.86%	+0.66%	19.71%	298.3407	LKR 1,000,000
LYNEAR Wealth Income Fund Lynear Wealth Management (Pvt) Ltd	Income / Fixed Income	+1.02%	+2.03%	+4.02%	+5.44%	0.61%	182.3149	LKR 1,000,000
Assetline Income Fund Assetline Capital (Pvt) Ltd	Money Market	+0.77%	+2.00%	+3.80%	+4.94%	0.79%	30.8816	–
Assetline Income Plus Growth Fund Assetline Capital (Pvt) Ltd	Balanced	+0.42%	−1.65%	−5.12%	−3.55%	13.21%	31.5046	–
CAL Islamic Money Market Fund Capital Alliance Investments Ltd	Shariah-Compliant	+0.69%	+2.06%	+4.16%	–	0.18%	10.4525	–
Ceylon Dollar Bond Fund (in $ ) Ceylon Asset Management Limited	Income / Fixed Income	+2.35%	+5.38%	+3.04%	–	11.20%	$1.2017	–
JB Vantage Credit Opportunity Fund JB Financial (Pvt) Ltd	Income / Fixed Income	+0.91%	+2.57%	–	–	0.42%	10.5246	–
LYNEAR Wealth Optimal Yield Fund Lynear Wealth Management (Pvt) Ltd	Income / Fixed Income	+1.61%	–	–	–	1.27%	102.9220	–
NAMAL Growth Fund National Asset Management Limited	Equity	+0.95%	+1.51%	+0.18%	+4.24%	17.23%	337.5446	–
NAMAL High Yield Fund National Asset Management Limited	Money Market	+0.74%	+2.26%	+4.25%	+5.53%	0.74%	48.0112	–
NAMAL Income Fund National Asset Management Limited	Income / Fixed Income	+0.78%	−0.47%	+0.92%	+2.31%	1.86%	16.0180	–
National Equity Fund National Asset Management Limited	Balanced	+1.21%	−1.69%	−5.03%	−1.13%	17.64%	74.0282	–
Softlogic Income Fund Softlogic Asset Management (Pvt) Ltd	Income / Fixed Income	–	–	–	–	–	102.3700	–

What the minimum does and does not tell you

It is a commercial decision by the fund manager about the smallest account they are willing to administer, not a statement about the fund’s quality or its risk. A low minimum makes a fund accessible; it says nothing about what the fund holds. Read it alongside the category, the fee and the volatility rather than on its own.

The minimum for topping up is usually lower

Most Sri Lankan funds set a lower threshold for subsequent investments than for the first one, and several accept standing monthly contributions below the initial minimum. That figure is published by the manager rather than collected here, so check the fund’s own documentation if you intend to contribute regularly rather than once.

Blank means unknown, not zero

Some funds show no figure in some columns. That is because our daily price record for that fund does not yet reach back far enough to cover the window, or because the fund is not priced publicly at all. We leave those blank rather than substituting a zero, because a fund we cannot measure and a fund that returned nothing are different things and showing them the same way would be misleading.

Common questions

What is the smallest amount I can invest in a Sri Lankan unit trust?

The lowest minimum among the funds we track is shown at the top of this page, as at the date stated. Minimums are set by each fund manager and can change, so treat the figure here as the last published rather than a quotation, and confirm with the manager before committing.

Can I start with LKR 1,000?

Several funds on this page have minimum initial investments at or below that level. Which ones, and in which categories, is shown in the table. The minimum is only one criterion, and a fund being accessible does not make it appropriate.

Is the minimum different for regular monthly investing?

Usually yes, and usually lower. Managers commonly set a smaller threshold for subsequent contributions than for the opening one. We publish the initial minimum here; the ongoing figure is in each manager’s own documentation.

This page ranks funds on one stated measure over one stated period. It is not a recommendation and not advice about your circumstances, and CeylonFunds is not a licensed investment adviser. How we calculate every figure is set out in our methodology.

Other rankings

Highest 180-day return: money market funds Highest 180-day return: income / fixed income funds Highest 180-day return: balanced funds Highest 180-day return: equity funds Highest 180-day return: gilt / short-term treasury funds Highest 180-day return: index funds Highest 180-day return: shariah-compliant funds Lowest management fees Lowest volatility

Daily unit prices published by the Unit Trust Association of Sri Lanka (utasl.lk). Performance figures as published by the respective fund managers.